Business Insurance

We can help you manage your risks so you can focus on keeping your business on the road to long-term success. We customized insurance solutions that you can tailor to fit your insurance and business needs.

First, start by imagining a disaster. One day, you get to work — the first one there as usual. You find the door already unlocked, which sends up a big red flag in your mind because you know you locked the door the previous night. (You are last to leave as well.) You open the door and find . . . desk drawers open, file cabinets overturned . . . and the personal computers on each desktop — where are the PCs?

By the time your employees...

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Some common phrases I hear when talking to clients.

1) That wont happen to me.

2) I never make claims.

3) I pay so much premium and get nothing back.

While I understand the source of questioning and frustration trying to manage risk there are a few steps you can take to be your own risk manager.

What is risk? :

First risk in insurance (typically) is the possibility of a negative outcome, or no loss. This is...

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Most businesses don’t understand the liability losses they face because they are not common claims but when they do occur they have the greatest potential to shut down a business. Below is a list of the most common exposures, and can be used as a tool to identify and then limit your business’s exposure.

1) Premise liability: created by having visitors to an organization’s premise.

2) Operations liability: created by conducting...

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p: (512) 649-8191

f: (512) 535-0495

info@pap-ins.com

12600 Hill Country Blvd. Suite R-275
Austin, TX 78738